SAVINGS


Savings Accounts [Calculator] [Rates]

This account is great for your basic savings needs or for that special something that you need to save for.  It will help you stay on track and focus on your goal.  Other advantages:

 

        Starts earning dividends at $100

        $25 minimum opening deposit

        Deposits can be made through payroll deduction

        Competitive dividend rate

 

 

Kings Kids Club [Calculator] [Rates]

It is never too early to start saving and it is a great way to get children familiar and comfortable with money and the Credit Union. They are the future of the Credit Union.  A minimum of $25, a social security number and an adult joint owner...and your child is a member!  Other advantages include:

 

 

        Parents can deposit to their children's account through payroll deduction

        Starts earning dividends at $25

        A Share Certificate can be opened with a $500 minimum

        Everytime the Kids Club member makes a deposit they get a prize

 

Christmas Club [Calculator] [Rates]

We all seem to run short of money around the holidays.  Plan ahead for next season by opening your Christmas Club today!  You will be surprised at how quickly it grows! Other advantages include:

 

        Competitive dividend rate

        Deposits can be made through payroll deduction

        Dividends paid and compounded monthly on balances $500 and over

        Funds are disbursed in November to allow for early holiday shopping

 

 

Money Market Accounts [Calculator] [Rates]

Money Market accounts allow your money to work for you, while giving you the flexibility you deserve. The features of this account are: rates that are higher than a regular savings account, easy access to your money in person or by check (limit three checks per statement), checks provided free of charge(one box per order) and you have the security of knowing your funds are insured by NCUA.

 

        Premier    - $2,500 minimum balance

        Executive - $10,000 minimum balance

        Elite          - $25,000 minimum balance

        Sterling     - $50,000 minimum balance

 

A $10 monthly fee will be assessed if the account falls below the minimum balance and no dividends will be earned

 

 

Individual Retirement Accounts [Calculator] [Rates]

Our tax deferred Traditional, Roth and Educational IRA accounts combine higher yields and variety.  If you already have an IRA, you can move it to the Credit Union at any time without losing your tax exemption. Other advantages include:

 

        NO annual fees

        $5 minimum opening deposit and add to it as you wish, up to the limit specified by law

        Contributions can be made at the Credit Union

        Rolling over or transferring pension plans, 401k's and supplemental savings

 

 

Share Certificates [Calculator] [Rates]

Kings Federal Credit Union offers competitive rates to meet your financial needs.  With our Share Certificates you can lock in an even higher rate than other investments by depositing funds for a fixed term.  Other advantages include:

 

        Select from terms between 3 to 60 months

        Low $1,000 minimum deposit

        Dividends paid and compounded monthly

 

 

 

Your accounts at Kings Federal are federally insured by the National Credit Union Administration (NCUA)

 

Rates and Policies are subject to change without notice.